• Life Insurance Review Process

    The Life Insurance Review Process is a free service provided by F.J. Wood and Associates to help our clients review and understand their life insurance policies. We will analyze your current life insurance needs and evaluate your policy to ensure it is properly designed to address these needs.  As a powerful risk management tool, life read more
  • 6 Reasons your 529 Plan SUCKS

    6 Reasons your 529 Plan SUCKS And why you should consider using Guaranteed Indexed Universal Life Insurance   Life insurance is or should be the foundation of your financial, retirement, or estate plan, but why would anyone use Guaranteed Indexed Universal Life Insurance as a funding vehicle to pay for college education? There are numerous read more
  • Term Insurance

    As the name implies, Term Life Insurance provides protection for a specific period of time or term and generally pays a benefit only if you die during the “term”.   Term periods generally have durations of 1 year, 10 years, 15 years, 20 years, and 30 years.  However, some companies are now offering “off-term” policies which can be term periods of 11 read more


We contract only with top-rated Life insurance companies.

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I'm grateful to know there are nice people in this world who are willing to help others. Fred is not only a trusting insurance agent, but a friend who deeply cares.

Stacey G. Wenonah, NJ