• Life Happens……Are You Prepared?

    Most people purchase life insurance to help provide their family financial security at the time of their death. But what if you experienced a chronic, critical or terminal illness? Would your insurance policy allow you to access your death benefit to help cover the associated costs? What is a Critical, Chronic or Terminal Illness?  Critical Illness  Critically Ill means read more
  • Types of Life Insurance

    There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.   Term insurance The most affordable type of insurance when initially purchased and is designed to meet temporary needs.  It provides pure protection for a specific period of time (the “term”) and generally pays a benefit only read more
  • Life Insurance Review Process

    The Life Insurance Review Process is a free service provided by F.J. Wood and Associates to help our clients review and understand their life insurance policies. We will analyze your current life insurance needs and evaluate your policy to ensure it is properly designed to address these needs.  As a powerful risk management tool, life read more


We contract only with top-rated Life insurance companies.

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I'm grateful to know there are nice people in this world who are willing to help others. Fred is not only a trusting insurance agent, but a friend who deeply cares.

Stacey G. Wenonah, NJ